Services

When you order a Florida Municipal Lien Search from Lien Search Pro a lot of events are set in motion on your behalf. We truly are family here at LSP, and we treat all of customers as beloved family members.  With personal, prompt and straight forward responses.  There is no beating around the bush.  We constantly refine and redefine what we research. There is no basic search, it’s an all-or-nothing effort where we go all-out to find every detail possible.

A few years ago, Title Underwriters began to require municipal lien searches before releasing exceptions that had been placed within the title commitment. Chapter 159 became a buzzword. Unrecorded liens on properties for unpaid fees like municipal utilities, solid waste and code enforcement assessments started showing up. Going to the closing table took on new risks, especially after unrecorded liens became commonplace.

There is no one-stop answer, agency, or office.

To complicate things, each Florida county and city has a different system for handling liens. Bringing top level service to our clients involves a complex system of people and efforts.

Great lien researchers compile and engage a massive contact network along with a battery of online systems, and personal multitasking to ensure thorough searching. We thrive on locating the exact details, beginning with recognizing that every property deserves a unique search. The electronic systems needed for prompt and accurate service are constantly tuned to provide exactly what a lien researcher demands.

Some properties may bear a special assessment, which is not the same as property taxes.

Local infrastructure improvements such as sidewalks, sewers, storm drains, roadways and water mains may have fees attached to the property, so these assessments are sought and reported.

It’s not nearly enough to find unpaid utilities or assessments, the Underwriter needs to know that permits were finalized after all inspections took place. Certificate of Occupancy issues, unpaid assessments and fees due have to be investigated. Cross-checking records and taking notice of the tiniest clues is required. This is our strongest suit.

We have people who think on their feet.

We thrive on details, and as each report comes together we scrutinize the lien searches to gain a unique overview of that property.

Code Enforcement violations require very careful research. The last thing you want is to learn about problems at the closing table.

Or worse, after closing. Sometimes a small fee wasn’t addressed, and a violation is established. This can result in an unrecorded lien, which is exactly why we we search. In our business, a property is guilty until proven innocent.

The search doesn’t stop there. The Tax Collector’s records need a close inspection for any real property, personal property, and tangible taxes due. At best, the tax searches reveal everything is paid. Our reports always indicate whether the taxes have been paid or remain unpaid, leaving no doubt. If past due taxes or tax certificates exist, you must know, just as you must know what taxes are paid.